If you’re injured at work, you might be entitled to financial compensation for your medical bills, lost wages, and pain and suffering. In some circumstances, you may also be able to recover third-party liability against another party who was responsible for the accident. If you’ve suffered an on-the-job injury that has left you unable to work full-time or even part-time indefinitely, a work injury lawyer can help.
Work injury lawyers specialize in helping people who have been hurt in the course of their employment recover damages from their employers or third parties. Workplace accidents are fairly common occurrences, but they don’t need to result in a tragic ending unless you let them. Read on to learn how a work injury lawyer can help if you have been injured at work.
Why You Need a Workplace Accident Lawyer?
Many employers and insurance companies attempt to minimize the amount of money that injured employees will receive for lost wages and medical bills. Some employers go so far as to deny workers compensation coverage, which can make it incredibly difficult to get the medical care you need and to make ends meet when you can’t work.
If you suffered a workplace accident and your employer’s insurance company refuses to pay your compensation or denies that the accident was work-related, you’ll need to hire a skilled workplace injury lawyer. A good work injury lawyer will have the experience and resources necessary to fight for the compensation that you deserve. A work injury lawyer knows the ins and outs of workplace accident law.
You may not know all the applicable regulations, but your lawyer does. And while you may know which medical bills are legitimate, your employer may not. A good lawyer knows how to explain your situation to the insurance company in a way that will leave them little choice but to pay up.
Your Rights When You’re Injured at Work
If you are injured on the job, you may be entitled to workers’ compensation benefits, which can include payment for medical bills, lost wages, and disability benefits. Workers’ compensation laws cover accidents that occur on the job, regardless of whether negligence can be proven.
Employers are required to carry workers’ compensation insurance, which means that employees are covered for work-related accidents. However, employees can also be entitled to receive damages from third-party liability. Third-party liability is a situation where an accident was caused by someone who is not an employee at the workplace, such as a visitor, contractor, or supplier. In these cases, an injured employee may be entitled to receive compensation from this third party.
What Happens When You’re Injured at Work?
The first thing to do if you are injured on the job is to make sure you get prompt medical care. You should also fill out an incident report with your employer, describing how the accident happened. Your employer may or may not choose to report the accident to the Occupational Safety and Health Administration (OSHA).
If OSHA is notified, you will be given the option of participating in OSHA’s Voluntary Workplace Injury and Illness Reporting Program. This program allows workers to report their accidents and illnesses confidentially. If your employer fails to report the accident, you should report it yourself. This will open the door to collecting financial compensation.
How Do You Prove That an Accident at Work Was Caused by Negligence?
To be compensated for a work-related accident, you must be able to prove that the accident was caused by negligence. Negligence is the failure to exercise the level of care that a reasonable person in the same circumstances would use. It can be either gross negligence, which means a blatant disregard for safety, or simple negligence, which means failing to exercise the care that a reasonable person would use.
For instance, if a coworker knocked over a ladder tripped you and broke your leg, you might be able to collect damages from the coworker. If you slipped and fell on water that was negligently left on the floor, you might be able to collect damages from the person who was responsible for mopping up the water.
What is Third Party Liability in the Context of Workplace Accidents?
Third-party liability occurs when an accident is caused by someone who is not an employee of the company for whom you work. Examples of third-party liability include accidents caused by visitors, contractors, clients, and suppliers. You may also be able to collect damages if the accident was caused by a defective product.
Accidents at work can be devastating, and they can happen to any employee. If you’ve been injured on the job, you may be entitled to compensation. The first thing you should do is report the accident to your employer and to the proper authorities. Then, you should contact a work accident lawyer who can help you navigate the claims process.